Health/Mediclaim Insurance
Health and Mediclaim insurance is essential for safeguarding your financial well-being in case of medical emergencies. Our comprehensive health insurance plans cover a wide range of medical expenses, including hospitalization, surgeries, diagnostic tests, doctor consultations, and pre- and post-hospitalization care. With rising healthcare costs, having health insurance ensures that you or your loved ones can receive quality medical treatment without worrying about the financial burden.
Mediclaim insurance provides cashless treatment at network hospitals, allowing you to focus on recovery rather than paperwork. Additionally, you can avail of reimbursement for treatments at non-network hospitals, giving you flexibility and peace of mind. Whether it’s for routine healthcare needs or unexpected emergencies, our Mediclaim insurance offers the security and support you need.
Enquire Now
Health Insurance & its Type
Health Insurance is also known as Mediclaim. It helps you to cover expenses related to hospitalisation arising out of any accident or medical disease. Once you buy Health Insurance, all or part of your expenses incurred in hospital will be paid by the Insurance company.
Individual Health Insurance
It covers only a single Individual under the Health Insurance Policy. Insurance policy will cover medical expenses related to hospitalisation, injury, room rent etc.
Individual Health Insurance
It covers only a single Individual under the Health Insurance Policy. Insurance policy will cover medical expenses related to hospitalisation, injury, room rent etc.
Individual Health Insurance
It covers only a single Individual under the Health Insurance Policy. Insurance policy will cover medical expenses related to hospitalisation, injury, room rent etc.
What does Health Insurance Policy Cover?
Expenses Before Hospitalisation
Hospitalisation Expenses
Expenses after Hospitalisation
Ambulance Charges
Accidental Hospitalisation
Critical Illness
What to look for in Health Insurance?
Insurance Cover
Medical Expenses are increasing day by day therefore you should buy insurance cover which is sufficient at the time of claim. Insurance cover of 10 lakh and above is a good cover to buy Health insurance.
Room Rent
Room Rent is the most critical feature of any Health Insurance Policy as it has direct effect on Claims. Look for Policy which has minimum of Single Private Room and preferably No Limit.
Cashless Hospital
You would not want to end up paying from your pocket first and than getting that reimbursed by insurance company after 15-20 days, therefore it is better to look for policy which has tie up with Hospitals in your area.
Premium
Most of the people give highest importance to Premium while buying Health Insurance but in fact you should evaluate your requirement first and than whichever insurer provide best value at the lowest price should be considered for buying health insurance.
Benefits of Health Insurance
Financial Security
1 Critical Illness or Major accident can wash away your hard earned savings of lifetime. Health Insurance helps you to keep your savings intact by providing financial assistance at the time of emergency.
Mental Peace
With Health Insurance you will not have to worry about financing the hospital bills for emergency situations like accident or any illness. You will have complete peace of mind without worrying about future.
Covers Both Illness & Accident
Health Insurance not only covers treatment for accident but it will also cover critical illness like Cancer, Heart Attack, Paralysis etc.
Covers Existing Diseases
Existing Disease at the time of buying the policy will have waiting period of 1-4 years but you can be rest assured as these will get covered after the waiting period is over.
Cashless Treatment
Health Insurance will provide Cashless Treatment at the Network Hospital which means you do not have to pay hospital bills upfront from your pocket, insurance company will directly settle the hospital bills.
Tax Benefit
Premium paid for Health Insurance is eligible for deduction under section 80 D which means you will save tax on it. You will be able to get tax deduction of upto Rs. 75,000 in a financial year.